LIC Bima Sakhi Yojana 2025, Prime Minister Narendra Modi launched the LIC Bima Sakhi Yojana, a transformative initiative by the Life Insurance Corporation of India (LIC) on December 9, 2024. This government-supported scheme helps rural women by giving them training, support, and a chance to work as Bima Sakhis-insurance agents who help bring life insurance to people in villages and areas where it is not easily available.
The LIC Bima Sakhi Yojana aims to bridge the gap in insurance accessibility by tapping into the vast potential of rural women, who often face challenges in accessing employment opportunities. Through this program, women will be trained to promote LIC’s insurance products, guiding local communities in understanding and securing life insurance policies.
To learn more about the LIC Bima Sakhi Yojana, check eligibility criteria, and online application procedure etc., go through this page till the end.
Overview of LIC Bima Sakhi Yojana 2025
| Features | Details |
| Name of Scheme | LIC Bima Sakhi Scheme |
| Authorized by | LIC- Life Insurance Corporation |
| Time period | 3-Years |
| Benefit | Receive training to become an insurance agent, with financial support for 3 years. |
| Age limit | 18 years to 70 years of Women |
| Mode of registration | Online |
| Registration status | Ongoing |
| Last date of registration | Yet to be announced |
| Authorized portal | https://licindia.in/lic-s-bima-sakhi |
Eligibility For LIC Bima Sakhi Scheme
- Women with an age range 18 years to 70 years.
- Minimum education qualification required for women is 10th pass.
- Rural women applicants will receive special consideration.
Note: There are women who are not eligible, to know who are not eligible read the following points.
- Women who are related to current LIC agents or employees. Relations include: spouse, children (including adopted and stepchildren), parents, siblings, and immediate in-laws.
- Retired LIC employees and former LIC agents are not eligible to apply.
- Women who are currently working as LIC agents are also not eligible for this scheme.
Benefits Of The LIC Bima Sakhi Scheme
Women who participate in this program can gain a variety of advantages that support their professional and personal development. The program is intended to help them by offering them valuable work experience, financial incentives, and training-all of which can boost their self-esteem, independence, and quality of life:
- Training and Skill Development: Women will receive specialized training to become knowledgeable and effective insurance agents, gaining valuable skills in financial literacy and insurance services.
- Fixed Stipend and Commission: Each Bima Sakhi will receive a fixed stipend along with commissions based on the policies they sell. This provides a stable income while also rewarding them for their efforts in promoting insurance.
- Financial Independence: The scheme promotes financial inclusion by offering rural women the opportunity to generate their own income, thereby contributing to their financial independence and empowerment.
- Expanding Insurance Reach: As Bima Sakhis, these women will act as catalysts for improving life insurance penetration in rural India, where access to financial services is often limited.
NOTE: In addition to these benefits, the program serves a dual purpose: Improving financial literacy in rural areas and Helping to expand the coverage of insurance policies in regions that were previously underserved.
With Bima Sakhis serving as trusted intermediaries, the scheme will empower entire communities to make informed financial decisions, safeguarding the futures of many rural families.
Key Features of the LIC Bima Sakhi Yojana:
- Eligibility: Rural women across India who are interested in becoming insurance agents can apply for this scheme. Eligibility requirements include a basic level of education, a commitment to the program, and the ability to engage with their local communities.
- Training and Support: LIC will provide comprehensive training and ongoing support to ensure that Bima Sakhis are well-equipped to perform their roles effectively.
- Income Opportunities: In addition to the fixed stipend, commissions earned from the sale of insurance policies will enable Bima Sakhis to achieve financial independence and contribute to the welfare of their families.
- Improved Insurance Access: By establishing a direct link between rural women and LIC, the scheme will ensure that more individuals in rural areas can access insurance policies that can protect them from unforeseen events and ensure financial security.
How to Enroll in the LIC Bima Sakhi Scheme
Here’s a guide to applying for the LIC Bima Sakhi Scheme, Interested candidates can apply: Browse the authorized site of LIC Bima Sakhi Yojana online.
- Tap on the button stating “Bima Sakhi”.
- Fill out the required details like your Name, Birthdate, Phone Number, E-mail address, and address.
- Then a Captcha code will be provided to you enter it and submit to proceed further
- Next, select your state and then select the city.
- After that, select the branch office.
- Finally submit your form.
Important document required for the LIC Bima Sakhi Scheme
- Address Verification Document
- Age Verification Document
- Educational certificates/Academic Qualifications
Stipend provided in LIC Bima Sakhi Yojana
Straight for 3 years stipend would be provided to the women enrolling to this Scheme
| Years | Stipend |
| 1st year | Per month Rs. 7000 |
| 2nd year | Per month Rs. 6000 (If at least 65% of first-year policies stay active by the same month in year two.). |
| 3rd year | Per month Rs. 5000 (If at least 65% of second-year policies stay active by the same month in year three.). |
The LIC Bima Sakhi Yojana is more than just an insurance scheme-it’s a powerful tool for social and economic transformation. By empowering women with the skills and opportunities to become active participants in the insurance sector,
| Home Page | TMBU |
it not only provides them with a source of income but also strengthens the financial security of rural communities across India. The interested women can apply for it online. And women are advised to keep a frequent visit on the official site of LIC and ours for more updates.
FAQs For LIC Bima Sakhi Yojana 2025
What is the LIC Bima Sakhi Yojana?
It’s a government-supported scheme by LIC that trains rural women to become insurance agents (Bima Sakhis) who promote insurance awareness and services in villages.
Who can apply for this scheme?
Women living in rural areas can apply. Priority is given to those who are not current LIC agents, former agents, or retired LIC employees.
What kind of training will Bima Sakhis receive?
LIC will provide professional training to help selected women learn about life insurance and how to sell LIC policies effectively.
Will I get any income or support during the training period?
Yes, Bima Sakhis will receive a fixed stipend for 3 years and earn commissions based on the policies they sell.
How can I apply for the LIC Bima Sakhi Yojana?
You can apply online on the official LIC website or visit your nearest LIC branch for help.
Balvinder Saaga, an engineering graduate from Delhi University, has been passionately working as a content writer since 2021. Hailing from Punjab, Balvinder specializes in crafting informative and engaging content with a core focus on education and social schemes
