First Round Social Security COLA Payments On 9th April 2025-Know Complete Details

First Round Social Security COLA Payments On 9th April 2025, First round Social Security Payments will be sent on 9th April 2025 as a certain payment schedule on 2nd Wednesday of the April Month. SSA transfers Social Security and SSI payments on the 9th, 16th, and 23rd of April 2025. First-round direct deposits will be issued on 9th April 2025. This payment will be received by those who are born between 1st and 10th April 2025.

This payment includes a New COLA Increase of 2.5% for retirees born early in the month. Every recipient must be wondering about the eligibility of this payment, how the COLA (cost-of-living adjustment) will impact the payment, and how to access this payment. This article describes everything you need to know about the April Social Security payment and the process of claiming, and everything you must know to receive full payment in April 2025. 

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Overview of First Round Social Security COLA Payments On 9th April 2025

Title First Round of Social Security payments 
First Round Payment Date 9th April 2025 (2nd Wednesday)
How payment Dates were decided Based on Birthdays
Who will get the payment on 9th April 2025Whose birthday falls between 1st and 10th April 
Will COLA Increase paymentYes
COLA Impact on 9th April Payment 2.5% Increased
Payment Method Direct Deposit
Concerend DepartmentSSA(Social Security Administration)
Reliable Information about scheduleDownload Official Time Table

Social Security on 9th April 2025 with COLA 2.5%

According to the official resources, a COLA Increase of 2.5% was implemented for Social Security Payments in January 2025. COLA aims to increase the Social Security benefits according to the continuously increasing rate of inflation and costs of living. This adjustment will also be applied to April Social Security Payments. 

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Social Security COLA Payments

Increased benefits will be reflected in this month’s direct deposits. For example, if any individual is getting $943 per month in 2024, they will get $967 in April 2025, and those couples who are getting $1450 will get $1467 in April 2025. COLA increases aim to provide financial relief to beneficiaries during economically imbalanced conditions. 

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Maximum Monthly SSI Payments on 9th April 2025 

Category2025
Individual/Single/Unmarried/Widow$967
Married couples$1,450

Who will get Social Security Direct Deposit on 9th April 2025?

According to the Social Security Administration Payment Schedule, direct deposits are made on Wednesdays of every month to those who meet this eligibility criteria:

  • Birth Dates: Those whose birthday falls between 1st and 10th April 2025 will get the Direct Depsits on 9th April 2025.
  • Age for Retirement: Those who have reached the minimum age of 62 during the application will get the payment on 9th April. 
  • Disability Status: Those who have Blindness or other disability with minimum work history according to SSA will get Social Security on 9th April. 
  • Survivors benefits: Those who have worked and paid Social Security taxes and died, their survivors will get the payment on this date.
  • SSI on 9th April: Supplemental Security Income will be credited to families or individuals with low or no income or little or no assets.    

Who will get the Maximum Social Security benefit in April 2025?

Maximum Social Security Benefits rely on the retirement age or the age when you started claiming for Social Security benefits.

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Age of RetirementMaximum Benefit in April 2025
62 Years$2,831
Full Retirement Age of 67 Years$4,018 
70 Years$5,108

Additional Changes in Social Security in 2025

Along with COLA Updates, various changes have been made in the Social Security system, such as monthly income limits for couples and singles and earning limits for retirees.

Monthly Income Limits for Individuals and Couples in 2025

Category2025Type of Income 
For Individuals $2,019From wages
$987Not from wages
For Couples $2,985From wages
$1,470Not from wages

Earnings Limits for Retirement Benefits in 2025

Type of beneficiary2025Deduction Criteria
At Full Retirement Age or OlderNo Income limits No Deductions
Under Full Retirement Age$23,400 (which was $22,320 in 2024)For every $2 exceeding $1 will be cut 
When you reach at FRA$62,160(Which was $59,520 in 2024)For every $3 exceeding $1 will be cut until you reach FRA
Social Security Next Payment Date 2025 

Social Security direct deposit will now be credited on 16th April to those whose birthday falls between and on 11th to 20th April 2025. 

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Conclusion

The first round Social Security Payment will be credited on 9th April 2025. According to the SSA Social Security payment official schedule, the first round of Social Security benefits will be distributed on the second Wednesday of April. However, the Payments for Social Security and SSI are scheduled for April 9, 16, and 23, 2025.

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Those who were born between April 1st and April 10th, 2025, will be eligible to receive this payment. For retirees who were born early in the month, this payout includes a 2.5% New COLA Increase. 

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