Canada OAS $978 Monthly Payments For Seniors 2025, Canada OAS Payments 2025: Canada Old Age Security is a sort of monthly payment distributed by the Canada Revenue Agency to elder Canadian citizens. In Canada, Old Age Security benefits were started at the level of $978 per month as an OAS benefit. This financial assistance is focused on providing financial security to those who are retired and old-age seniors who have less or no income.
OAS payments depend on the age and living conditions and how many years you have spent in Canada after completing the age of 18. This article explores everything about Canada OAS Payments 2025 including OAS Payment Eligibility, Payment amount, payment dates of Canada OAS Payments in 2025, and the process of claiming CRA OAS Payment in 2025.
Canada OAS Payment 2025: At a glance
| Program Name | Old Age Security Benefits 2025 |
| Funded by | Federal Government Taxes |
| Managed by | Canada Revenue Agency |
| Location | Canada Provinces |
| Eligibility | Retired Old Age Citizens Minimum age: 65Lived 10 or 20 years after turning age of 18 |
| Maximum OAS Payments in 2025 | $978 per month |
| How to apply for Canada OAS Payments 2025 | Online or Offline |
| Canada OAS Payment Dates | 2nd last or 3rd last Working Day of Months |
| Apply for Old Age Security | Apply Online |
| Official Website | Canada Old Age Security 2025 |
Understanding Canada.ca OAS Payments 2025
Canada OAS Program is one of the many important financial assistance programs run in Canada by the Canada Revenue Agency or Canadian Government. This program aims to offer financial security to old-age citizens who have lost their purchasing power due to their low income.
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Seniors who have retired from their income sources and have no income due to their old age and incapability of doing work. These Old Age Security payments are intended to help such elder people who are struggling due to low income. This year OAS beneficiaries are expected to receive $978 per month in 2025. However, the actual OAS payment can vary based on the Residence status, income, and other CRA benefits including GIS and CPP income.
Who will receive the OAS Payment of $978 in 2025?
To receive the OAS payments you are required to complete the minimum age of 65 and
Canada OAS Payments 2025 will be received only by those who qualify for the given Old Age Security eligibility criteria:
- For Canadians who are living in Canada:
If you are living in Canada, to receive Canada OAS Payments 2025 it is necessary to live with you for at least 10 years in this country since you have turned at age of 18.
- For Canadians who are living out of Canada
If you are living outside of Canada, to receive the Canada OAS Payments 2025, it is a must to live in Canada for at least 20 years since you have completed the age of 18.
- Employment History
Canada OAS Payments are not impacted by employment history, this payment is only based on Income and age when you started receiving the OAS Payments.
- Citizenship Status
To apply for Canada OAS Payments 2025, you must be a permanent and legal citizen of Canada.
- Age Limit
The minimum age to start receiving Old Age Security is 65 Years. At 65, you can apply for CRA Old Age Security but when you apply at 70 you can receive 2 times more income from OAS.
Canada OAS Payments 2025: payout Dates
Usually, CRA Old Age Security Monthly payments are credited on the second-last or third-last day of every month. If the 2nd last or 3rd last day comes on holiday OAS payments are transferred on the day before. Here are the Canada OAS Benefit dates in 2025:
| Payment Month | Canada OAS Payment Dates in 2025 |
| Feb-2025 | 26th Feb. |
| Mar-2025 | 27 Mar. |
| Apr-2025 | 28 April |
| May-2025 | 28 May |
| Jun-2025 | 26 June |
| Jul-2025 | 29 July |
| Aug-2025 | 27 Aug. |
| Sep-2025 | 25 Sep. |
| Oct-2025 | 29 Oct. |
| Nov-2025 | 26 Nov. |
| Dec-2025 | 22 Dec |
How to Claim for Canada OAS Payment?
There are multiple ways to apply for Canada Old Age Security including offline, online, and in-personal. You can apply through any of these application methods but the important thing is to set up a direct bank transfer to receive the payments online:
| Home Page | TMBU |
- Determine your Eligibility: The very first step is to determine your OAS eligibility by using the OAS Pension Eligibility Calculator.
- Fix the age when you want to apply: The second important step is to decide the age when you want to apply for OAS benefits. Remember applying at an early age can reduce your OAS benefits while claiming at the perfect retirement age (70 Years) can maximize your Canada OAS payments by up to 40%.
- Apply Online for Old Age Security: To apply for Old Age Security, you are required to visit Canada.ca and create an account on “My Service Canada Account”. You can go through the MSCA account to apply for old age security. Input all the correct information submit the required documents and submit the application. Wait for approval and payment.
- Apply Offline through CRA Office: To apply offline for CRA Old Age Security Payment you can download the form ISP 3550 and send it to CRA after completely filling this.
- In-personal OAS Application: To apply for OAS you can visit the nearest CRA office and meet CRA officials. They can guide you to apply for Canada Old Age Security.
Balvinder Saaga, an engineering graduate from Delhi University, has been passionately working as a content writer since 2021. Hailing from Punjab, Balvinder specializes in crafting informative and engaging content with a core focus on education and social schemes
