Canada $1546 Direct Deposit In January 2025 for Seniors, $1546 Direct Deposit for Canadian Seniors is expected soon by CRA(Canada Revenue Agency) which will be applicable from January 2025. The Direct Deposit is a form of financial assistance, funded by the CRA under the Old Age Security and Guaranteed Income Supplement programs. These programs are run by the Federal Government of Canada to offer financial stability to retirees who are facing difficulties due to low income in seniority age. $1546 Direct Deposit for Canadian Seniors is the combined payment of approx. $727 for the 65-74 age group and $820 will be received by seniors of age over 75.Â
These amounts help provide financial security to purchase household essentials and healthcare items for seniors after their retirement. Every senior who is already receiving the OAS and GIS Benefits will be eligible for this direct deposit of $1546. There is no need to claim individually for this payment. Payment will be received automatically by the CRA in recipients’ bank accounts or direct checks. This article describes, how can you receive the benefits of CRA $1546 Direct Deposit and how to know if you are qualified for these benefits.
Overview of Canada $1546 Direct Deposit In January 2025 for Seniors
| Article | CRA $1546 Direct Deposits January 2025 |
| Provided By | Canada Federal Govt. |
| Name of the Programs | OAS and GIS |
| Who is eligible | Canadian low-income seniors |
| Head of the Government | Justin Trudeau |
| Aim of this program | Financial Security to Seniors in old age |
| CRA Direct Deposit Total Amount | $1546 |
| $1546 Direct Deposit Payout Date | January 29, 2025 |
| Official portal for Payment | canada.ca |
What is $1546 OAS and GIS Direct Deposit for Seniors in Canada?
In Canada, this month seniors are going to receive a total combination of GIS and OAS Direct Deposits. The payment of $1546 is not a single payment, it is a combination of OAS Benefits and GIS Benefits of $727 and $800 respectively. In view of increasing inflation and costs of living these benefit amounts are adjusted every year and sometimes monthly.
This amount of $1546 Direct Deposit for Canadian Seniors will be provided to low-income seniors, facing issues due to inflation or dearness. Seniors aged 65 to 74 are expected to receive the OAS benefits of $727 and those who are age 75 or more can receive up to $820 as GIA Benefits.Â
Check if you are eligible for $1,546 Direct Deposits for Canadian Seniors
Seniors who are willing to receive a $1,546 Direct Deposit in January 2025 must meet the eligibility criteria for these OAS and GIS benefits 2025:
- To receive the CRA OAS benefits claimants must be of age 65 or above and have Canadian citizenship.
- Canadian Citizens who are living in Canada must have resided in Canada for at least 10 years after being 18 years old.
- Canadians who are not living in Canada and working in another country for any job or service. They must have lived in Canada for at least 20 Years after reaching the age of 18 Years.
- There is an income limit criteria for seniors to receive CRA OAS Benefits. Seniors of age 65 to 74 who are making $148,451 per year will receive up to $727 per month and old age people of age more than 74, earning $154,196 annually will get up to $800 per month.  Â
How much do you get: $1546 Direct Deposit Amount 2025
The OAS and GIS benefit amount is deposited based on their eligibility criteria and income limit criteria. Seniors who are earning more than the income threshold will receive the deducted amount according to the rules.
| Age Limits | Income Limits | Citizenship | Payment Monthly |
| 65 to 74 | Annual $148,451 | Canada | $727.67 |
| 75 or above | Annual $154,196 | Canada | $800.44 |
OAS and GIS Direct Deposit Payment Dates 2025
Usually, the OAS and GIS payments are deposited on the third-last or second-last working day of the month. This month the $1546 Direct Deposit Payment for Canadian Seniors will receive the payment on 29th January 2025. Here is the complete year calendar for OAS and GIS Payments:
| Month/year | $1546 OAS GIS Payment Calendar 2025 |
| Jan 2025 | January 29th, 2025 |
| Feb 2025 | February 26th, 2025 |
| Mar 2025 | March 27th, 2025 |
| Apr 2025 | April 28th, 2025 |
| May 2025 | May 28th, 2025 |
| Jun 2025 | June 26th, 2025 |
| Jul 2025 | July 29th, 2025 |
| Aug 2025 | August 27th, 2025 |
| Sep 2025 | September 25th, 2025 |
| Oct 2025 | October 29th, 2025 |
| Nov 2025 | November 26th, 2025 |
| Dec 2025 | December 22nd, 2025 |
Summary
$1564 Direct Deposit is expected this year as the OAS and GIS Benefits 2025 which will be received on 29th January 2025. This payment program is designed to provide financial security and guarantee of better life for Canadian senior citizens.
| Home Page | TMBU |
These benefits are adjusted according to the increasing inflation and higher rates of costs of living. In this article, we have covered all the important facts of this $1,546 Direct Deposit including eligibility, payment amount, and payment dates.
Balvinder Saaga, an engineering graduate from Delhi University, has been passionately working as a content writer since 2021. Hailing from Punjab, Balvinder specializes in crafting informative and engaging content with a core focus on education and social schemes